OD/DOD/CC Limits -

Optimize Your Business Cash Flow with OD/DOD/CC Limits | LoanGuru

OD/DOD/CC Limits for Businesses | Flexible Credit Solutions

Avail Overdraft (OD), Drawing Overdraft (DOD), and Cash Credit (CC) Limits to meet your business financial needs efficiently. Flexible limits, competitive rates, and hassle-free processing.

What are OD, DOD, and CC Limits?

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Overdraft (OD): A facility that allows businesses to withdraw more money than available in their accounts, up to a pre-approved limit. Ideal for short-term working capital needs.
Drawing Overdraft (DOD): An overdraft against fixed deposits or other securities to ensure liquidity while earning returns on investments.
Cash Credit (CC): A secured credit facility against stock or receivables to manage operational expenses and inventory purchases

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Eligibility Criteria for OD/DOD/CC Limits

Business Type: Suitable for proprietorships, partnerships, private limited companies, and LLPs.
Business Tenure: Minimum 1 year of operations.
Turnover: Demonstrated turnover with stable cash flows.
Documents Required:
- Business registration documents.
- Latest financial statements.
- Bank statements (last 12 months).
- Collateral documents (if applicable)

Benefits of OD/DOD/CC Limits with LoanGuru

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Revolving credit to manage daily expenses.
Flexibility to withdraw funds as needed.
No need for constant approvals for every withdrawal.
Tax benefits on interest paid (for business use).
Improved financial flexibility for operational efficiency.

How to Apply for OD/DOD/CC Limits with LoanGuru?

Frequently Asked Questions:

Q1: What is the maximum limit I can avail of?
A: The limit depends on your business’s turnover, cash flow, and collateral provided.
Q2: Is collateral required for these facilities?
A: Collateral may be required depending on the facility and the lender’s policies.
Q3: How is interest calculated?
A: Interest is charged only on the utilized amount, not the entire limit.

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Maintain financial stability and fuel your business growth with LoanGuru’s OD, DOD, and CC Limits. Simplify cash flow management and achieve your goals with ease.

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